Happy 90th Birthday – Social Security
Looking Back at 90 Years of Social Security Originally published September 22, 2025 by David P. Zander, CFP® Emeritus Board™. […]
7 Ways Reverse Mortgages Improve Social Security
Rethinking Social Security with Housing Wealth For many retirees, Social Security is the cornerstone of their retirement income. But what
Can You Do a Reverse Mortgage If Your Home Is in a Trust?
The short answer: yes, you can. Both FHA Home Equity Conversion Mortgages (HECMs) and proprietary (jumbo) reverse mortgages allow homes
How the Reverse Mortgage Line of Credit Grows: Video Tutorial
The Swiss Army Knife One of the most overlooked features of the modern reverse mortgage is the growing line of
Morgan Stanley and Charles Schwab Say It’s Time to Rethink the Role of Home Equity in Retirement
The Traditional Retirement Model Is Shifting For years, most retirement advice from major firms followed a familiar script: save early,
Case Study: Using Home Equity to Radically Preserve IRA Savings
When a Mortgage Stalls a Retirement Plan: A Personal Story of Options and Change It started with a familiar tension.
Reverse Mortgages Are Global: 24 Countries Beyond the U.S. Are Embracing Housing Wealth
A Global Response to Retirement Income Challenges When I started in reverse mortgages back in the year 2000, it felt
What Nobel Laureate Dr. Robert Merton Wants Financial Advisors to Know About Reverse Mortgages
“Reverse Mortgages are a potential solution to the global retirement funding crisis.” — Dr. Robert C. Merton, October 2, 2017
Fifteen Little-Known Things Your Client’s Tax Return Can Tell You
What Can a Tax Return Reveal About Retirement Readiness? You don’t need to be a CFP to spot when something’s
Research-Backed Roth Strategies with Home Equity
What if you could convert your traditional retirement accounts to Roth IRAs, preserve your portfolio, and still leave a larger
Introducing the HomeSafe Second | A Smarter Reverse Mortgage
A New Day is Dawning For the last 25 years, I have focused exclusively on helping financial professionals understand the
A Better Reverse Mortgage for High-Value Homes
A Tough Financial Crossroad for High-Net-Worth Clients An experienced advisor came to me with a situation that’s becoming increasingly common.