Disclosures & Disclaimers

Legal Disclaimer

The publisher of this website takes great care to ensure that the information presented on the Housing Wealth Institute/HECM Advisors Group Webpage is thoroughly researched, accurate, and current. However, the content on this website is not intended to provide tax, legal, accounting, financial, or professional advice. Readers are encouraged to consult qualified professionals for guidance tailored to specific circumstances.

While efforts are made to keep content up to date, the publisher cannot guarantee that the information has not been superseded by new research, legislation, or legal guidance. Housing Wealth Institute/HECM Advisors Group assumes no liability for losses or damages—direct or indirect—allegedly caused by the information presented on this website.

Additionally, any advice, articles, or commentary published on the site or in the Housing Wealth Institute/HECM Advisors Group Webpage do not constitute a tax opinion and are not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding IRS penalties.

Financial calculators or analysis tools available on this site are based on user-provided information and assumptions regarding goals, expectations, and financial situations. These tools are for illustrative purposes only and do not imply that the company assumes any fiduciary duty. They should not be relied upon as a substitute for professional advice. Information is drawn from sources believed to be reliable, but we cannot guarantee its accuracy. Past performance does not guarantee or indicate future results.


Privacy Policy

We are committed to protecting your privacy. Our website is designed to help you learn about our services, access educational content, market updates, and financial tools. We do not collect personally identifiable information without your knowledge or consent.

Non-Personal Information

When visiting our site, a temporary data file—commonly known as a cookie—may be created. This cookie enables access to certain features, such as disclosures, and may track areas of the site you visit. It is automatically deleted when you close your browser. We may also collect general internet provider information (e.g., Comcast, AT&T) or the site that referred you to ours. This information is used for statistical analysis and cannot be used to identify individuals.

Personal Information

You may visit our site anonymously, but certain features may require you to provide personal information (such as your name, address, phone number, or email). This may occur when you complete an online form, submit an application, or request contact. All such forms are located in secure areas of our site.

Information entered in secure areas is encrypted, making it indecipherable to third parties. You can identify secure pages by the padlock icon in your browser. While we take reasonable steps to protect your data, no internet connection can be guaranteed 100% secure. Therefore, we are not liable for unintentional disclosures.

Sharing Information

Your personal information will never be sold or shared with unaffiliated third parties, except as necessary to process a transaction or as required by law. Information collected via forms is emailed directly to our team and used solely to enhance service, deliver value, or respond to your requests. This policy does not apply to external websites linked from our site.

Policy Updates

We may revise this privacy policy in the future. If you are a client, any material changes will be communicated to you directly. The most current version will always be available on the Housing Wealth Institute/HECM Advisors Group Webpage.

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