Testimonials
What Others Are Saying
A Trusted Voice in Retirement Planning
Developing multiple income streams in retirement, which includes using a reverse mortgage, is essential to manage the ever-changing economy. Due to all the income pressures that retirees are dealing with today, it is essential that the reverse mortgage conversation be part of the equation. Don has been a tremendous resource for our firm, Macro Wealth Management, and it is great knowing that we have one of the foremost authorities on this topic on our team! Another great aspect of collaborating with Don is that he breaks down the benefits of a reverse mortgage into understandable language for the client
Mart McClellan
The Missing Link in Holistic Planning
The reverse mortgage is widely misunderstood and underutilized. You are not a true holistic financial planner if you ignore housing wealth. Strategic use of a modern Reverse Mortgage as part of a comprehensive plan can reduce taxes, reduce risk, increase Social Security benefits, and will result in more overall retirement income. It is a game changer for an enhanced retirement while leaving a greater legacy for the family. Don is a true leader and expert in his field. He is a teacher of teachers and a pioneer in housing wealth strategies.
Lane Martinsen
From Skepticism to Strategy
Like many in the financial service world I was very skeptical of reverse mortgages. Don Graves helped me over that skepticism. The average American is living longer subjecting him/her to the corrosive impact of the loss of purchasing power. Tax favored access to home equity can help to offset that risk and help aging Americans in many other ways.
Joe Jordan
Rewriting the Reverse Mortgage Narrative
Don Graves is one of the foremost experts regarding HECM regulations and reverse mortgages. When I first met him, I realized I had a bias regarding this topic and was blown away by what I did not know. I have now developed HECM strategies in our retirement planning software tool (Retirement NextGen) and have incorporated this element of training in our two-day class. Don made me a believer out of me. Every thoughtful, caring, and thorough financial professional should take the time to read his book.
Curtis Cloke
Don Changed My Approach
Don opened my eyes to a stream of tax-free wealth for individuals in diverse categories – from the affluent to those whose home equity represents the majority of their wealth. I have read Don’s other books on the subject and have adopted what I learned from him about using a HECM into my consulting practice.
Heather Schreiber
Endorsed by Experts
The thought leaders have spoken, and I concur, when you utilize reverse mortgages, you increase the likelihood of a positive outcome in retirement.
David McKnight
The Reverse Mortgage Mindshift
In America, and more specifically maybe within your own office and/or client list, the perception of reverse mortgages can be intensely negative. I would be the first to admit my own perception was initially skeptical. After working with Don Graves at the American College, my opinion was turned upside down. Through powerful words and simplified language, Don will transform your perception and provide impactful strategies to ensure your retirement income needs are met. I look forward to seeing Don coach and train more people because everyone needs to hear his message today.
Jamie Hopkins, Esq.
Redefining Reverse Mortgage Training
Don’s expertise in the area of HECM education set the bar in the RICP program at the American College as well as within our very own industry walls. His knack to completely flip the connotation of the reverse mortgage and communicate complex strategies with ease and enthusiasm during his training workshops is a specific strength of his I admire greatly.
Dr. Robert "Bob" Johnson
Seeing Reverse Mortgages in a New Light
I was skeptical of reverse mortgages…but, what Don writes about in this book shows you things [about them] you had no idea were even available. When you combine housing wealth with other retirement assets, a whole new dimension is added to what can be accomplished.
Tom Hegna
The Mentor Behind My Reverse Mortgage Journey
I have had the pleasure of working with Don Graves at the American College, and his ability to simplify the complexities of reverse mortgages is exceptional. His extensive knowledge, practical experience and communication style make his training an immense value to any group. In fact, Don was the one who helped me get started in my exploration of reverse mortgages as a retirement income planning tool. Since then, I’ve written extensively on the topic. I would highly recommend Don as a resource for your next event.
Dr. Wade Pfau
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What advisors are saying
Patient Guidance, Powerful Solutions
This has been an important part of a solution for clients who have significant equity, would like to stay in their homes but need access to that equity capital to do so. Don is a patient instructor who educates himself on each client’s financial situation and is able to portray the value of a reverse mortgage if it applies.
Philip Meese
Expert Guidance, Trusted Friend
The Reverse Mortgage conversation is crucial to my practice as a financial retirement income planner because it opens up a valuable tool for my clients to enhance their financial security in retirement. Many of my clients have built up significant equity in their homes, and a reverse mortgage can be a strategic way to tap into that equity without having to sell their home or take on a traditional mortgage payment. It’s all about providing my clients with more options and flexibility to manage their retirement income, and that’s why I always make sure to have this conversation with them. Don has been incredibly helpful to me and my practice by sharing his expertise and insights into reverse mortgages. As a reverse mortgage specialist, he provides valuable information and guidance on how these financial tools can be integrated into retirement income planning. His knowledge allows me to offer a more comprehensive range of options to my clients, enhancing the overall service I provide as a financial retirement income planner. On top of all of that he has been a great friend!
Ron Cook, Jr.
Empowering Clients with Options
Housing wealth is one of the strategies I use to help my clients fund their long-term care. My clients express feeling a peace of mind in knowing that they have another option available to them should the need arise. Don is willing to schedule meetings with or without me being present, and I am 100% confident that Don will provide my clients with all the information they need to make an informed decision.
Turner Thompson
Endorsed by Experts
The thought leaders have spoken, and I concur, when you utilize reverse mortgages, you increase the likelihood of a positive outcome in retirement.
David McKnight
Don Changed My Approach
Don opened my eyes to a stream of tax-free wealth for individuals in diverse categories – from the affluent to those whose home equity represents the majority of their wealth. I have read Don’s other books on the subject and have adopted what I learned from him about using a HECM into my consulting practice.
Heather Schreiber
Rewriting the Reverse Mortgage Narrative
Don Graves is one of the foremost experts regarding HECM regulations and reverse mortgages. When I first met him, I realized I had a bias regarding this topic and was blown away by what I did not know. I have now developed HECM strategies in our retirement planning software tool (Retirement NextGen) and have incorporated this element of training in our two-day class. Don made me a believer out of me. Every thoughtful, caring, and thorough financial professional should take the time to read his book.
Curtis Cloke
From Skepticism to Strategy
Like many in the financial service world I was very skeptical of reverse mortgages. Don Graves helped me over that skepticism. The average American is living longer subjecting him/her to the corrosive impact of the loss of purchasing power. Tax favored access to home equity can help to offset that risk and help aging Americans in many other ways.
Joe Jordan
Expanding the Planning Toolbox
I can say that having the ability to begin the Reverse Mortgage conversation with clients and prospects adds another valuable arrow into my quiver of services I can offer those individuals and families. There is never one solution available to families that will address all of their needs, wants and goals. With the Reverse Mortgage option available, I can provide more opportunities to solve any financial concerns and add excellent alternatives to the otherwise limited equity discussions. Having Don Graves available to advise me on the pros and cons of Reverse Mortgages is invaluable. Don brings 25 years of experience in the market. He has seen the good, bad and ugly of the Reverse Mortgage development and shares those insights with me in my practice and clients I introduce to the concept. Time well spent.
Jerry Sheridan
Enhancing Great Plans with Home Equity
As interest rates come down in the coming year, that opens up a whole new world for retirees who own their home and should get educated on the benefits of how a reverse mortgage could enhance an already great retirement plan.
Matt Curfman
Creating Time, Not Just Cash Flow
Don and I worked with a couple recently to ensure there was space for them to be together. The wife was diagnosed with Stage 4 brain cancer. While the couple was not in a position to retire with the amount of investable assets they had accumulated, we were able to explore a reverse mortgage to eliminate the monthly cash flow going toward their primary mortgage. This gave the husband the opportunity to quit his job and spend his full amount of time with his wife, while maintaining enough income to meet their expenses. She has since passed, but I know that without the reverse mortgage, the husband would have had to continue working and would have missed precious time with the love of his life.
Matt Schwartz
A Simple Tool, A Big Difference
Don Graves’ book has opened my eyes to additional possibilities for my clients. Thanks, Don, for one more tool for our tool belt.
Angela Ribuffo
Covering All the Bases, Brilliantly
This is a must read for all financial advisors who aspire to do what’s right for their clients. Whether a HECM is right for them or not, they need to be discussed and considered. To that end, Don’s book is a masterpiece covering all the bases in a concise and easy to follow manner. For my money it’s the definitive best book on the subject, bar none.
Marshall Lipson
From podcasts to main stage
The Mentor Behind My Reverse Mortgage Journey
I have had the pleasure of working with Don Graves at the American College, and his ability to simplify the complexities of reverse mortgages is exceptional. His extensive knowledge, practical experience and communication style make his training an immense value to any group. In fact, Don was the one who helped me get started in my exploration of reverse mortgages as a retirement income planning tool. Since then, I’ve written extensively on the topic. I would highly recommend Don as a resource for your next event.
Dr. Wade Pfau
Redefining Reverse Mortgage Training
Don’s expertise in the area of HECM education set the bar in the RICP program at the American College as well as within our very own industry walls. His knack to completely flip the connotation of the reverse mortgage and communicate complex strategies with ease and enthusiasm during his training workshops is a specific strength of his I admire greatly.
Dr. Robert "Bob" Johnson
The Reverse Mortgage Mindshift
In America, and more specifically maybe within your own office and/or client list, the perception of reverse mortgages can be intensely negative. I would be the first to admit my own perception was initially skeptical. After working with Don Graves at the American College, my opinion was turned upside down. Through powerful words and simplified language, Don will transform your perception and provide impactful strategies to ensure your retirement income needs are met. I look forward to seeing Don coach and train more people because everyone needs to hear his message today.
Jamie Hopkins, Esq.
The Missing Link in Holistic Planning
The reverse mortgage is widely misunderstood and underutilized. You are not a true holistic financial planner if you ignore housing wealth. Strategic use of a modern Reverse Mortgage as part of a comprehensive plan can reduce taxes, reduce risk, increase Social Security benefits, and will result in more overall retirement income. It is a game changer for an enhanced retirement while leaving a greater legacy for the family. Don is a true leader and expert in his field. He is a teacher of teachers and a pioneer in housing wealth strategies.
Lane Martinsen
A Smarter, Safer Retirement Strategy
For many clients, their house is one of their most valuable assets, and yet it isn’t typically even considered as part of the financial equation. Bringing housing wealth into the conversation via a reverse mortgage frees up a lot of liquidity and reduces the overall risk level for those who qualify. Don has been helpful in educating me and my clients on the potential benefits and drawbacks of a reverse mortgage, where it might fit into the equation, and how housing wealth can and should be part of a comprehensive financial plan.
Logan Hertz
Covering All the Bases, Brilliantly
This is a must read for all financial advisors who aspire to do what’s right for their clients. Whether a HECM is right for them or not, they need to be discussed and considered. To that end, Don’s book is a masterpiece covering all the bases in a concise and easy to follow manner. For my money it’s the definitive best book on the subject, bar none.
Marshall Lipson
Small group trainings
Patient Guidance, Powerful Solutions
This has been an important part of a solution for clients who have significant equity, would like to stay in their homes but need access to that equity capital to do so. Don is a patient instructor who educates himself on each client’s financial situation and is able to portray the value of a reverse mortgage if it applies.
Philip Meese
Expert Guidance, Trusted Friend
The Reverse Mortgage conversation is crucial to my practice as a financial retirement income planner because it opens up a valuable tool for my clients to enhance their financial security in retirement. Many of my clients have built up significant equity in their homes, and a reverse mortgage can be a strategic way to tap into that equity without having to sell their home or take on a traditional mortgage payment. It’s all about providing my clients with more options and flexibility to manage their retirement income, and that’s why I always make sure to have this conversation with them. Don has been incredibly helpful to me and my practice by sharing his expertise and insights into reverse mortgages. As a reverse mortgage specialist, he provides valuable information and guidance on how these financial tools can be integrated into retirement income planning. His knowledge allows me to offer a more comprehensive range of options to my clients, enhancing the overall service I provide as a financial retirement income planner. On top of all of that he has been a great friend!
Ron Cook, Jr.
Empowering Clients with Options
Housing wealth is one of the strategies I use to help my clients fund their long-term care. My clients express feeling a peace of mind in knowing that they have another option available to them should the need arise. Don is willing to schedule meetings with or without me being present, and I am 100% confident that Don will provide my clients with all the information they need to make an informed decision.
Turner Thompson
Endorsed by Experts
The thought leaders have spoken, and I concur, when you utilize reverse mortgages, you increase the likelihood of a positive outcome in retirement.
David McKnight
Don Changed My Approach
Don opened my eyes to a stream of tax-free wealth for individuals in diverse categories – from the affluent to those whose home equity represents the majority of their wealth. I have read Don’s other books on the subject and have adopted what I learned from him about using a HECM into my consulting practice.
Heather Schreiber
Rewriting the Reverse Mortgage Narrative
Don Graves is one of the foremost experts regarding HECM regulations and reverse mortgages. When I first met him, I realized I had a bias regarding this topic and was blown away by what I did not know. I have now developed HECM strategies in our retirement planning software tool (Retirement NextGen) and have incorporated this element of training in our two-day class. Don made me a believer out of me. Every thoughtful, caring, and thorough financial professional should take the time to read his book.
Curtis Cloke
From Skepticism to Strategy
Like many in the financial service world I was very skeptical of reverse mortgages. Don Graves helped me over that skepticism. The average American is living longer subjecting him/her to the corrosive impact of the loss of purchasing power. Tax favored access to home equity can help to offset that risk and help aging Americans in many other ways.
Joe Jordan
Expanding the Planning Toolbox
I can say that having the ability to begin the Reverse Mortgage conversation with clients and prospects adds another valuable arrow into my quiver of services I can offer those individuals and families. There is never one solution available to families that will address all of their needs, wants and goals. With the Reverse Mortgage option available, I can provide more opportunities to solve any financial concerns and add excellent alternatives to the otherwise limited equity discussions. Having Don Graves available to advise me on the pros and cons of Reverse Mortgages is invaluable. Don brings 25 years of experience in the market. He has seen the good, bad and ugly of the Reverse Mortgage development and shares those insights with me in my practice and clients I introduce to the concept. Time well spent.
Jerry Sheridan
Enhancing Great Plans with Home Equity
As interest rates come down in the coming year, that opens up a whole new world for retirees who own their home and should get educated on the benefits of how a reverse mortgage could enhance an already great retirement plan.
Matt Curfman
Creating Time, Not Just Cash Flow
Don and I worked with a couple recently to ensure there was space for them to be together. The wife was diagnosed with Stage 4 brain cancer. While the couple was not in a position to retire with the amount of investable assets they had accumulated, we were able to explore a reverse mortgage to eliminate the monthly cash flow going toward their primary mortgage. This gave the husband the opportunity to quit his job and spend his full amount of time with his wife, while maintaining enough income to meet their expenses. She has since passed, but I know that without the reverse mortgage, the husband would have had to continue working and would have missed precious time with the love of his life.
Matt Schwartz
A Simple Tool, A Big Difference
Don Graves’ book has opened my eyes to additional possibilities for my clients. Thanks, Don, for one more tool for our tool belt.
Angela Ribuffo
Covering All the Bases, Brilliantly
This is a must read for all financial advisors who aspire to do what’s right for their clients. Whether a HECM is right for them or not, they need to be discussed and considered. To that end, Don’s book is a masterpiece covering all the bases in a concise and easy to follow manner. For my money it’s the definitive best book on the subject, bar none.
Marshall Lipson
Voices shaping the industry
Making the Case for Housing Wealth
Financial advisors who want to grow their business need to know how to help clients leverage their untapped wealth. Don’s latest guide shows you how. Just like his previous works, I found this guide advisor-friendly, practical and a very usable resource. He continues to make the case for tapping into an underperforming asset and the difference reverse mortgages can possibly make in creating retirement security.
Ed Slott
The Mentor Behind My Reverse Mortgage Journey
I have had the pleasure of working with Don Graves at the American College, and his ability to simplify the complexities of reverse mortgages is exceptional. His extensive knowledge, practical experience and communication style make his training an immense value to any group. In fact, Don was the one who helped me get started in my exploration of reverse mortgages as a retirement income planning tool. Since then, I’ve written extensively on the topic. I would highly recommend Don as a resource for your next event.
Dr. Wade Pfau
Seeing Reverse Mortgages in a New Light
I was skeptical of reverse mortgages…but, what Don writes about in this book shows you things [about them] you had no idea were even available. When you combine housing wealth with other retirement assets, a whole new dimension is added to what can be accomplished.
Tom Hegna
The Reverse Mortgage Mindshift
In America, and more specifically maybe within your own office and/or client list, the perception of reverse mortgages can be intensely negative. I would be the first to admit my own perception was initially skeptical. After working with Don Graves at the American College, my opinion was turned upside down. Through powerful words and simplified language, Don will transform your perception and provide impactful strategies to ensure your retirement income needs are met. I look forward to seeing Don coach and train more people because everyone needs to hear his message today.
Jamie Hopkins, Esq.
Endorsed by Experts
The thought leaders have spoken, and I concur, when you utilize reverse mortgages, you increase the likelihood of a positive outcome in retirement.
David McKnight
From Skepticism to Strategy
Like many in the financial service world I was very skeptical of reverse mortgages. Don Graves helped me over that skepticism. The average American is living longer subjecting him/her to the corrosive impact of the loss of purchasing power. Tax favored access to home equity can help to offset that risk and help aging Americans in many other ways.
Joe Jordan
The Missing Link in Holistic Planning
The reverse mortgage is widely misunderstood and underutilized. You are not a true holistic financial planner if you ignore housing wealth. Strategic use of a modern Reverse Mortgage as part of a comprehensive plan can reduce taxes, reduce risk, increase Social Security benefits, and will result in more overall retirement income. It is a game changer for an enhanced retirement while leaving a greater legacy for the family. Don is a true leader and expert in his field. He is a teacher of teachers and a pioneer in housing wealth strategies.